Total and Permanent Disability Cover

Being unable to ever work again due to a total and permanent disability would have a serious emotional and financial impact on you and your family.

TPD Cover Solution

TPD Cover will provide you with a lump sum benefit of up to $5,000,000 in the event of a total and permanent disability as a result of sickness or injury.

The benefit payment could be used to pay off your mortgage and other debts, cover the costs associated with a long term disability such as fulltime carer or modifications to your home.

A medical assessment is required prior to your cover being offered and put in force.

Benefits of TPD Cover

At My Insurance House we ensure the benefits and cover provided to our clients suits your needs. Some of our benefits include:

  • The choice of cover types where you are unable to perform your duties in own occupation or any occupation.
  • You can link your TPD Cover with your Life Cover to reduce your premium payable.
  • Ability to pay your premiums via super making the costs of your cover more affordable.
  • Ongoing cover and no increase in your individual premium because of changes in your health, occupation or pastimes.

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    This information is intended to provide general information only and has been prepared without taking into account any particular person’s objectives, financial situation and needs. Before acting on such information, you should consider the appropriateness of the information having regard to your personal objectives, financial situation and needs. You should read and request the relevant Product Disclosure Statement (PDS) and Policy Document that can be provided by a My Insurance House Consultant before making and decision about a product.