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SA’s home prices increasing – Investing now will be the smartest decision ever!

Posted on | by mmhadm

You read it right!

If you miss to  invest in South Australia’s property market now, you will possibly regret in the future! Continue reading this article why and how you can enter the market today!

South Australia, being one of the best places to live in Australia and Adelaide, the capital city’s economy rising, the property market here is beating decreasing markets across major cities of Australia. In a recent article published by The Advertiser and available online at realestate.com.au, Adelaide houses’ median value has recorded the high price ever making it to $500,000 in 2018, which easily beats other major Australian cities.

In December quarter of 2018, while the statewide median house recorded a price increase of only 1.9%, Adelaide alone observed the increment by 2.13%.

Below are the top performing suburbs (image source: realestate.com.au  )sa property record high price

 

What does this high price record mean?

Real Estate Institute of South Australia president Brett Roenfeldt said this demonstrates the continuing resilience and strength of the South Australian property market and sent a clear message to the rest of country that SA is the place to invest.

 

What now?

Investing in Adelaide’s property market is the best decision you can think of. If you are thinking of investing and miss to invest during this time, then from years from now, you will regret not making the right decision on time. The only reason for this is Adelaide’s rising property market while other major cities in Australia are facing decreasing property market.

So, you thought of entering the market, but how do you do that? Where to lay your first step? You might have such queries or even more! We are here to give you a company! Yes, professional company, more than a friend!
We are South Australia’s leading property investment company with over 30 years of experience in helping people achieve the Australian dream of home ownership and creating wealth through investing in property.

 

About My Money House Group


Empowering People to Live Life on Their Terms
At My Money House getting to know your finances, goals and family while supporting you every step of the way is what drives us.
From our initial meeting, to helping you devise the right plan, to securing the right property, to looking after your taxes, insurances, property management ensures you can live your life to the fullest and on your terms.

Top four reasons to choose us among others:

  1. Dedicated Specialists.
  2. Industry Recognition
  3. Under One Roof
  4. Local Business

why mmh

Don’t wait more, take action today!

Talk to our Dedicated Specialists

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Book a Strategy Session

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Invest in Property Now!

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note: Information and some images presented in this post are sourced and originally available at https://www.realestate.com.au/

The Realestate.com Property Outlook for October 2018

Posted on | by mmhadm

According to Realestate.com, the Top 10 most in demand suburbs in Australia feature both Crafers West and Aldgate in South Australia.  The median house price in Adelaide is $473,000 (up 5.1% on year on year growth).

Employment growth is well underway which could lead to a shortage of low cost investment properties.  However, premium suburbs are always a focus.

The Top 10 in demand suburbs for residential properties in Adelaide in order of demand are Stirling, Parkside, Aldgate, Unley, Goodwood, Crafers West, Hawthorndene, Belair and Bridgewater.

Can you imagine the rental returns plus increase in property values for these suburbs and how they would impact on your property portfolio?  Don’t miss out on purchasing residential property investments in Adelaide.  Talk to a Consultant at My Money House today.

 

MMH - Looking for a better return on your investment property

The Adelaide Economy is Rising

Posted on | by mmhadm

Just look around, there is lots of economic activity in Adelaide with the June 2018 quarter experiencing a growth in confidence which is the highest in 10 years.  This was indicated in a Survey developed by the William Buck Agency (Business SA – William Buck Survey of Business Expectations).

The ANZ Property Council has similar findings with SA Business confidence at a record high with the most bullish result in the nation.

These statements have been enforced by the following:

  • A $476 million transformation of the old Royal Adelaide Hospital site;
  • The SA Unemployment rate in July 2018 is only 5.7% which is the 3rd lowest in the nation;
  • The launch of a $1 billion renewable energy program in Whyalla;
  • Tesla has established the first Australian battery and electric cars service centre at Tonsley;
  • The Navy has launched a $55 billion submarine project and $35 billion Future Frigates contract;

What does this mean for the property market?

People working on these projects will be living in Adelaide.  They will be renting and purchasing properties so they can work in Adelaide.

If you have a rental property in a growth area where there is expected to be much economic activity then your rental property will be in demand.  A well-maintained property in these areas will be expected to obtain an excellent rental income.

For more information about purchasing an investment property, talk to the Consultants at My Money House.

 

Why Choose Property to Invest in?

Posted on | by mmhadm

Investing in property can be a great strategy to increase your wealth.    People invest in property for the following reasons:

  • Property is stable – Property prices go up over time at a steady pace. Any losses in property values are in the short term and in the long-term property prices will increase.
  • Property is very easy to understand – property language is used in everyday life and there are limited products available to buy and sell property.
  • Property is easy to leverage – It is easy to obtain a loan against a property as property is a secure investment. When you rent out your property, the rent can be used to pay the repayments on your loan.

My Property House will help you to develop and implement your property investment strategy through:

  • Helping you to understand property as an investment.
  • Setting a budget and understanding your financial capacity.
  • Researching the property market to find you the best opportunities.
  • Understanding the numbers to know when investments are great opportunities.
  • Appointing your team of dedicated experts with much experience in their fields.
  • Building your property portfolio so that you can leverage new property purchases against your portfolio’s equity.

For more information about investing in property, please visit My Money House.

What kinds of Motor Vehicle Finance can My Money House provide?

Posted on | by mmhadm

My Money House is very experienced in providing Secured Car Loans and Novated Leases to ensure customers can purchase their first car or update their current vehicle.

The benefits of a secured car loan include:

  • Flexible loan repayment periods for 2 to 7 years
  • The option for a residual value to reduce the monthly repayments
  • Competitive interest rate
  • A lump sum option to reduce the balance owed on the loan
  • If the car is used for business purposes, a tax deduction can be made
  • Lower interest rates due to the loan being secured against the vehicle

A novated lease works in the following way:

  • The Novated Lease is a three-way agreement between you, your employer and the finance company.
  • You will be using your pre-tax income to pay for the novated lease.
  • You are the legal owner of your vehicle.
  • You will be able to choose the vehicle that’s right for you.
  • You will enjoy a higher disposable income.

For more information about a Car Finance, please visit My Money House.

 

What kinds of Business Finance can My Money House provide?

Posted on | by mmhadm

My Money House provides business finance too small to medium sized businesses.  My Money House have a Commercial Finance Broker on site to ensure you get the best Business Finance to suit your needs.  The Business Loans that My Money House can obtain for you include:

  • Working Capital – This loan can be secured against your business or unsecured. If the loan is secured the interest rate is lower.  This finance will cover costs like negative cash flow, paying suppliers and employees’ wages.  Repayments commence after you have drawn down on your working capital loan.
  • Purchase a Business – A loan to finance the purchase of a business. You will need to provide financial statements of the business including cash flow, profitability, tax returns, sales forecasts and growth potential.  We will also need to see your qualifications and personal assets and liabilities.
  • Commercial Business Loan – To purchase real estate for business operations including retail, industrial, an office complex, aged care facilities, hotels, and apartments. This loan can be for buying land, property development or construction.
  • Equipment and Vehicle Finance – To purchase motor vehicles; commercial vehicles; plant and machinery; agricultural equipment; computers, photocopiers and phone systems; medical and dental equipment; office equipment; and general business equipment.

Visit My Money House for more information about Business Finance.

How Can My Money House Secure Me the Best Car Loan?

Posted on | by mmhadm

My Money House has assisted thousands of people to obtain the best car loans that suit their needs.  We discuss your needs and explain all the features to get you the best car loan.  The items that we discuss include:

  • The make of the vehicle you would like to purchase
  • If your vehicle is new, used or demo vehicle
  • Whether the car is used for business or private purposes
  • How much money you need to pay for the vehicle
  • The period of the loan from 2 to 7 years
  • The option to have a residual amount at the end of the contract to reduce the payment amounts
  • The option to put down a deposit for the loan
  • Lower interest rate due to the loan being secured against the vehicle

Once My Money House understand your needs, we can compare the features of a list of car loans from different banks and financial institutions and find you the best car loan to suit your needs.

Please visit My Money House for more information about a car loan.

 

How Does Enter The Market Assist First Home Buyers?

Posted on | by mmhadm

Property Specialists at Enter the Market understand the needs of first home buyers and can assist you in the following ways:

  • Explaining the process to understand the requirements and ensure a smooth transition into a brand new first home.
  • Only a $3,000 deposit is required to secure your first house and land package.
  • Access lenders where you are not required to make payments during the construction phase of your loan to ensure you can continue to pay your rent during this period.
  • Fixed price house and land packages are available to first home buyers so there are no nasty surprises and variations to contracts costing more money.
  • A guaranteed build time to ensure your new home is ready to move into at the handover date.
  • Quality house and land packages are available through South Australia and Australia wide.
  • Giving you access to information about the First Home Owners’ Grant and assisting you with understanding the criteria and lodging your application.
  • If you choose to build, Enter the Market can give you access to a range of builders and plans to find a home for you.

Contact Enter the Market today.

How does My Property House manage my investment property?

Posted on | by mmhadm

My Property House has a process to ensure that you get the best tenants possible and rent for your investment property.  This process includes the following:

  • Appraising your property to understand the rent that you can obtain from your investment property.
  • Having a database of reliable renters whom pay their rent and leave the property in excellent condition.
  • Regular inspections on all areas of your property and reports on your investment property with zero tolerance rent control.
  • Photographing the property to ensure the landlord has peace of mind at the landlord’s request.
  • No smoking inside the premises with a clause in the tenancy contract.
  • A reliable maintenance request system to ensure that the property is kept up to a standard and has a positive return.
  • Exceptional communication from My Property House which is expected from you in return.

We work with you every step of the way and even have landlords interstate that we keep informed about their properties.  My Property House customers are always happy with their rental returns and the condition of their properties.

For more information about managing your investment property, contact My Property House.

 

How can My Money House help me with my property investment finance?

Posted on | by mmhadm

My Money House have finance specialists that can assist you to find the best loan for property investment.  They have a range of investment loans to choose from and will help you to:

  • Understand the different investment property loans on the market and what their differences, options and terms are.
  • Provide real choice, looking to find you the right deal.
  • Work with multiple lenders, not just one and keeping competition alive.
  • Negotiate a better interest rate with options and terms that suit your needs and investment time line.
  • Help at a time and place that suits you whether at work, home or at the My Money House office.
  • Doing the legwork for you by reviewing the loans available, understanding your priorities and selecting the investment loans with the best options for you.
  • Ensure all the paperwork is complete and accurate.
  • Save you time and stress, and getting things moving as quickly as possible.
  • Lodging the property loan application for you.

 

My Money House Finance Specialists do all the hard-work for you.  We will ensure that your investment loan meets your needs and takes into consideration your priorities.

Contact My Money House today.