Investment Property Home Loans

Is property the place to build wealth?

Why do people invest in property?

Over the last few decades, the values of some properties have often risen more than the rate of inflation.

Some say property ownership is a national obsession, with affordability issues, house prices, and interest rate movements constantly in the news. Apart from a common general understanding of the market, there are other reasons people like to invest in property. Some common ones being the potential for capital growth (how much the property rises in value over time), return from rent, and tax benefits.

Another plus is you don’t need to be a long time investor with lots of funds on hand to start investing. If you already own a home that’s increased in value, you can potentially unlock this equity to help purchase another property. Or, if you’ve yet to buy your own home you can use the rent to help pay the mortgage on an investment property and get a start in the market.

Why using our finance specialist team is the smart way to go?

  • We provide real choice, looking to find you the right deal.
  • We work with multiple lenders, not just one – keeping competition alive.
  • We may negotiate a better outcome.
  • We help at a time and place that suits you, doing the legwork for you.
  • Our aim is to save you time and stress, and get things moving as quickly as possible.

We offer a wealth of information and expertise for you to draw on. Not only will we help you find the right loan, we’ll aim to make the whole application and approval process much easier. The first thing we will do is meet and chat about your needs, personal goals and investment objectives. We can then give you an accurate idea of your borrowing potential and can also start the ball rolling to find a loan that suits you. So when you find the right place, we can sort out your finance as quickly as possible. We can also point you in the right direction when it comes to relevant data about the property market. Historical data about an area’s value, population changes and projections, average rental returns and fluctuations over the last few years, can assist you to make an informed decision and to give yourself the best opportunity to make a smart investment.

Choosing the right loan might be as important as choosing the right property. There are literally hundreds and hundreds of different loan products out there. It’s just a matter of finding one that meets your needs.